Monday, April 12, 2010

Protect Yourself Against Identity Theft

Identity theft can be prevented, or the damage can be lessened considerably, by taking a few steps in your everyday life to keep your private information secured.
1. Run a credit report on yourself to double check the facts
2. Shred all of your credit, debit, ATM card receipts, bank statements, and tax documents before you dispose of them
3. If you close a checking account, make sure all remaining checks are shredded
4. Family web site? Don't give too much personal info, like place of birth or mother's maiden name. These are often used as passwords
5. Keep a copy of all credit cards or other forms of ID that you carry with you and keep it in a fire-proof safe or safety deposit box outside the home
6. Balance your checkbook and savings with the bank often to assure there are no discrepancies
7. Shred all unused pre-approved credit card offers

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